
Who We Are
Expert Credit Repair Service
Insight Credit Solutions offers credit improvement strategies that help to remove erroneous errors from your credit report while working as a team to ensure that each client gets the best results.
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How It Works
A Unique Approach

Free Credit Consultation
We provide you with a free credit consultation, then pull your credit report from all 3 bureaus and provide you with an in-depth credit analysis.

Enroll
We provide you with our contract, then add you to our client portal where you can view updates and see items in dispute.

We Get Results
Our team begins working on your behalf to get you the best results, while educating and assisting you in rebuilding your credit score.
Our Prices
A Unique Approach
Individual Pricing
$149 Audit/Set-Up Fee
$99 Per Month
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Credit Analysis
Client Portal
Personalized Letters
Processing & Mailing of Letters
All 3 Credit Bureaus
Original Creditors
Fact-Based Challenges
Education
Credit Monitoring Not Included

Couples Pricing
$257 Audit/Set-Up Fee
$75 Per Month
Credit Analysis
Client Portal
Personalized Letters
Processing & Mailing of Letters
All 3 Credit Bureaus
Original Creditors
Fact-Based Challenges
Education ​
Credit Monitoring Not Included

Pay Per Delete
$199 Audit/Set-Up Fee
$99 Per Delete
Credit Analysis
Client Portal
Personalized Letters
Processing & Mailing of Letters
All 3 Credit Bureaus
Original Creditors
Fact-Based Challenges
Education ​
Credit Monitoring Not Included

Life Time Member
$597 Audit/Set-Up Fee
$99 Per Deletion
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Credit Analysis
Client Portal
Personalized Letters
Processing & Mailing of Letters
All 3 Credit Bureaus
Original Creditors
Fact-Based Challenges
Education
Pay As Needed
Credit Monitoring Not Included

What We Do
What’s Available








Evictions
An Eviction does not show up on your credit report, but it may appear on other consumer reports and make it harder for you to rent in the future. If you owe any unpaid rent or court fees, those debts can show up on your credit report and lower your credit score.
Bankruptcies
The bankruptcy public record is deleted from the credit report either seven years or 10 years from the filing date of the bankruptcy, depending on the chapter you filed.
Hard Inquiries
Hard inquiries serve as a timeline of when you have applied for new credit and may stay on your credit report for two years, although they typically only affect your credit scores for one year. Depending on your unique credit history, hard inquiries could indicate different things to different lenders.
Student Loans
If a student loan does get reported, it can drop your score by 90 or more points. That drop can stay on your report for up to seven years. And the cumulative effects can be much worse if you continue to miss payments and go into default.
Late Payments
Late payments tend to have the biggest impact when they first appear, and you can work to build your credit while waiting for late payments to fall off your credit reports.
Collections
Collections can stay on your credit report for seven years from the date the original account went past due.
Charge-Offs
A charge-off stays on your credit report for seven years after the date the account in question first went delinquent.
Repossessions
A Repossession can stay on your report for 7 years once reported.
Educational Resources
Knowledge is Power!
Credit Bureaus Mailing Address
Equifax Credit Information Services, Inc
Address: P.O. Box 740241,
Atlanta, GA 30374
Telephone: 1-888-766-0008
Online:
TransUnion LLC Consumer Disclosure Center
Address: P.O. Box 1000, Chester, PA 19022
Telephone: 1-800-888-4213
Online:
Experian National Consumer Assistance Center
Address: PO Box 2002, Allen, TX 75013
Telephone: 1-888-397-3742
Online: www.experian.com
What You Should Know Before Applying for Loans
When applying for loans, a lender will look at your savings, your income, and your employment. You want to make sure that you keep a good amount of savings in your account to show the lender that you have the discipline when it comes to handling money. They will also look at your income to see whether you make enough money to keep up with the monthly payments. Finally, they will look at the length of employment to make sure that you are stable. The above factors will help you get a loan, which will help you raise your three-digit number in the long run.
How To Keep Bills Organized
Get a file cabinet to track your bills and place them in an area where you can get to them quickly. Know the date of your payments and use calendars to remind you of your due dates. Take advantage of automatic payment deduction and electronic email reminders from creditors when offered. When employing these strategies, you never miss a payment, and as a result, you improve your score.
How To Get Late Payments Removed
If you are late, ask the lender to waive the late fee as a courtesy because most lenders will do that for you if you have not used all of your late waivers for the year. Lending institutions allow either one or two late fee waivers yearly. Then take the money that they were going to charge you and reduce the balances on your credit cards for an increase in your score.
FAQs
How long does it take to repair my credit?
In general, credit repair can take about six to eight months to resolve all of the disputes that the average consumer needs to make. Please advise that results may vary depending on your current score.
Can I Cancel?
Yes, you can cancel at anytime by sending an email to us.
Does your service help First Time Home Buyers
By increasing your credit score with the removal of inaccurate information, you will have a better chance of being approved for a home.
Do you dispute Creditors and Collection Agencies
Yes, when necessary we will dispute inaccurate information with collectors and creditors.

Our Money Back Guarantee
Our 100% Money Back Guarantee
90 Day Money Back Guarantee if no score improvement. The guarantee is voided by new inquiries/ collection/charge offs/ derogatory items being added to the credit report.
Get Started Today
Insight Credit Solutions, LLC
100 Campus Town Circle
Suite 103 #2069
Ewing, NJ 08638
1-866-288-0395